The Voice of Colorado’s Trucking Industry

Worker’s Comp & Safety

What is Worker's Compensation Insurance?

Colorado Motor Carriers Association’s Safety Group Program brings together Colorado transportation and trucking businesses that are committed to maintaining and enhancing industry-leading safety and claims management practices. If you qualify for the program, you receive access to resources and assistance for establishing safe working conditions.

A Four Percent Discount on Your Workers’ Compensation Premium

Members’ premium is based on their organization’s individual claims history. No member will pay more for participating in a safety group program than they would as a non-participant, and you earn additional savings on your workers’ compensation costs with an up-front discount.

Eligibility for a Safety Group Program Dividend

There is also the potential to receive a safety group program dividend. A dividend is a portion of the premium returned to a policyholder based on the safety record of the safety group program’s members. Last year alone, Pinnacol Assurance and Flood and Peterson returned over $600,000 to our members.


  • A four percent discount on your workers’ compensation premium
  • Eligibility for a safety group program dividend
  • Improved risk management and loss control


  • Safety group program training and materials
  • Risk management training — available online and in locations across the state
  • Individualized service from a Pinnacol customer-focused service team


  • Have two full-term policy periods of continuous workers’ compensation experience, excluding the current period
  • Maintain a minimum loss ratio established by the safety group program
  • Comply with the safety group program’s training requirements
  • Maintain effective hiring, safety and claims management programs
  • Demonstrate management commitment to maintaining and enhancing a safe workplace
  • Implement a return-to-work program
  • Designate and use Pinnacol SelectNet providers. Rural exception for physical locations without a SelectNet provider within 30 miles

The Pinnacol Assurance Difference

Competitive Pricing

Employer Dividends

Trucking Industry Expertise

Superior Claims Handling

Training & Resources

Colorado Proud

Upcoming Training Events

Normalization of Deviance & Aging Workforce

Tuesday, May 7, 2019

8:30AM – 12:00PM
8:30AM Check-In (Pastries & Coffee will be served)
9:00AM Normalization of Deviance – John Crawmer & Joe Newhouse, Pinnacol Assurance
10:30AM Aging Workforce – Clyde Serna, Pinnacol Assurance

CMCA – 4060 Elati Street, Denver

Sleeping Study – Connecting the ZZZ’s & Normalization of Deviance

Thursday, June 13, 2019

8:30AM – 12:00PM
8:30AM Check-In (Pastries & Coffee will be served)
9:00AM Sleeping Study – Connecting the ZZZ’s – David Knell, Pinnacol Assurance
10:30AM Normalization of Deviance – John Crawmer & Joe Newhouse, Pinnacol Assurance

Flood and Peterson – 4687 W. 18th Street, Greeley


Flood and Peterson

Rob Ronzio

Eric Zurbrigen

Dani Beauvais

Sarah Kos
CMCA Affiliated Programs
303-433-3375 ext. 105