The Voice of Colorado’s Trucking Industry

Worker’s Comp & Safety

What is Worker's Compensation Insurance?

Colorado Motor Carriers Association’s Safety Group Program brings together Colorado transportation and trucking businesses that are committed to maintaining and enhancing industry-leading safety and claims management practices. If you qualify for the program, you receive access to resources and assistance for establishing safe working conditions.

Members’ premium is based on their organization’s individual claims history. No member will pay more for participating in a safety group program than they would as a non-participant, and you earn additional savings on your workers’ compensation costs with an up-front discount.

There is also the potential to receive a safety group program dividend. A dividend is a portion of the premium returned to a policyholder based on the safety record of the safety group program’s members. Last year alone, Pinnacol Assurance and Flood and Peterson returned over $600,000 to our members.


  • A four percent discount on your workers’ compensation premium
  • Eligibility for a safety group program dividend
  • Improved risk management and loss control


  • Safety group program training and materials
  • Risk management training — available online and in locations across the state
  • Individualized service from a Pinnacol customer-focused service team


  • Have two full-term policy periods of continuous workers’ compensation experience, excluding the current period
  • Maintain a minimum loss ratio established by the safety group program
  • Comply with the safety group program’s training requirements
  • Maintain effective hiring, safety and claims management programs
  • Demonstrate management commitment to maintaining and enhancing a safe workplace
  • Implement a return-to-work program
  • Designate and use Pinnacol SelectNet providers. Rural exception for physical locations without a SelectNet provider within 30 miles

The Pinnacol Assurance Difference

Competitive Pricing

Employer Dividends

Trucking Industry Expertise

Superior Claims Handling

Training & Resources

Colorado Proud

Upcoming Training Events

Normalization of Deviance & Aging Workforce

Tuesday, May 7, 2019

8:30AM – 12:00PM
8:30AM Check-In (Pastries & Coffee will be served)
9:00AM Normalization of Deviance – John Crawmer & Joe Newhouse, Pinnacol Assurance
10:30AM Aging Workforce – Clyde Serna, Pinnacol Assurance

CMCA – 4060 Elati Street, Denver

Sleeping Study – Connecting the ZZZ’s & Normalization of Deviance

Thursday, June 13, 2019

8:30AM – 12:00PM
8:30AM Check-In (Pastries & Coffee will be served)
9:00AM Sleeping Study – Connecting the ZZZ’s – David Knell, Pinnacol Assurance
10:30AM Normalization of Deviance – John Crawmer & Joe Newhouse, Pinnacol Assurance

Flood and Peterson – 4687 W. 18th Street, Greeley


Flood and Peterson
Rob Ronzio
Eric Zurbrigen
Andrew Koch

Sarah Kos
CMCA Affiliated Programs
303-433-3375 ext. 105